Our Services
The period immediately following a loss is a difficult and stressful time for individuals and businesses requiring many decisions. Most policyholders are unaware that the burden of proof is on them to prepare and present their claim. I will take those major headaches away and let you get back to "life as normal" or "business as usual." A typical insurance policy contains hundreds of provisions and stipulations, constantly changing forms and endorsements, and many complex details such as inventory appraisals and real estate evaluations that are required in case of a loss. I know the insurance business and am familiar with all procedures so I can work quickly to expedite payments.
Regardless of whether your loss is big or small, commercial or residential, my services provide the path to recovery. Here are some of the steps I will be taking for you:
1. Emergency protection of the property and other mitigation to comply with the policy requirements.
2. Inspection(s) of building damage with Insurance Company Representative
3. Preparation of an itemized inventory of damaged inventory and personal property
4. Assess the damage to determine its impact on business operations or additional living expense.
5. Provide preliminary estimates to set the insurance reserve
6. Perform forensic accounting to compute business interruption losses
7. Provide detailed documentation and photographs of the loss
8. Review all claim estimates with the client prior to its submission
9. With the approval of the client, formally submit the claim
10. Meet and negotiate with the Insurance Company to effect a settlement
11. Prepare the necessary paperwork in order to obtain payment of the claim.